Finance Options

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at the checkout.
It’s a safe and simple way to get the stuff you want, when you want it.
Order now, pay later with Klarna! Spread out the payment of your purchases and get the stuff you want, when you want it, without worrying about the upfront cost.

How does it work?

Paying with Klarna is simple. Here’s how it works:

Place the items you want into your basket and proceed to checkout.
1
Select “Klarna” as your payment method when placing your order.
2
Enter a few personal details and know instantly if you’re approved.
3
You’ll receive an email confirmation from Klarna with instructions on how to pay.
4

Who are Klarna

Trusted by over 80 million consumers worldwide, Klarna is a Swedish payment service that provide smooth finance solutions for more than 100,000 online retailers worldwide. With Klarna, you can purchase the products you want without worrying about the upfront costs.

Two ways to pay

3 Easy Payments

  • Pay in 3 equal payments every 30 days
  • Available on orders between £75 – £250
  • No interest or fees
  • Instant credit approval at checkout

Spread the Cost up to 3 Years*

  • Spread the cost from 6 months – 4 years
  • Available on orders over £250
  •  available up to 12 months
  •  available 24-36 months

Why pay with Klarna

  • Effortlessly spread the cost of your order.
  • Simple application with an instant decision.
  • Safe and secure – you’re covered through Klarna’s Buyer Protection policy.
  • Easily manage payments online or through the Klarna app.

Payments information

Pay in 3 interest-free instalments

Shop today and split purchases into 3 equal interest-free instalments. Zero interest and never any fees when you pay on time. Simply enter your card details and automatic payments are taken every 30 days.

Financing

Conveniently pay for purchases over time with monthly financing. Shop for the items you need, when you need them. Simple, fast and an instant decision at checkout. After you’re approved, manage purchases and set up automatic payments in the Klarna App.

About Klarna

  • 80 Million shoppers are using Klarna.
  • 190,000 retailers are working with us worldwide.
  • We’ve been powering online checkouts for 14 years.

The Klarna eligibility checklist

  • 18 years or over
  • Valid mobile number and email address
  • Resident of the UK
  • Subject to financial circumstances

Snap Finance Options.

or

*Interested is charged from the day your loan starts and will only be cancelled if you

pay off the amount of credit advanced within the Pay in 4 Period.

Flexible repayment options available. Choose weekly, fortnight, every four weeks or monthly.

Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Interest Rate 53.30% Fixed,

Weekly Payment £14.22, Term 104 weeks, Total Amount Payable £1493.88,

Representative 69.9% APR

Who are Snap Finance?

Snap Finance offer point of sale loans that are up to 24 months in term. With their Pay in 4 option, if you settle your loan within 4 months, then any interest you will have accrued will be cancelled!

They are flexible and your payment can be too. If life happens, you can just continue with your minimum payments over the full loan term.

Check your eligibility without affecting your credit score!

Please note: A hard credit search will be required at point of completion of your loan.

What is Pay in 4?

All Snap Finance loans come with the Pay in 4 option! If you repay the full amount back in 4 monthly instalments then any interest will be cancelled. If payday is right around the corner but your purchase can’t wait, let Snap pay for it, then settle within 4 months!

*Interest is charged from the day your loan starts and will only be cancelled if you pay off the whole loan within the Pay in 4 period. Flexible repayment options available. Choose weekly, fortnightly, every four weeks or monthly.

Eligibility Criteria

Please take a look at the criteria below that makes you eligible for a Snap Finance loan today.

There is a minimum £15 deposit if you’re approved, but you won’t need to pay that until you’ve chosed your items and are ready to sign the agreement.
This will be deducted from the total amount of the loan!

Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Interest Rate 53.30% Fixed, Weekly Payment £14.22, Term 104 weeks, Total Amount Payable £1493.88, Representative 69.9% APR

MK Furnishings Ltd is an Appointed Representative of Snap Finance Ltd who is authorised and regulated by the Financial Conduct Authority (Firm reference number 741813). Snap Finance Ltd’s permission as a Principal Firm allows MK Furnishings Ltd to act as a credit broker, not a lender. Snap Finance Ltd act as the lender.

Credit subject to status. Terms and conditions apply.

Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202 Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB

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